Welcome! I am Caroline Chi, a dedicated and passionate mortgage loan originator who truly loves what I do. For me, this career isn't just about numbers and paperwork, it's about building lasting relationships and helping people achieve their dreams of home-ownership.
Building Lifelong Connections. One of the most rewarding aspects of my job is the connections I make with my clients. I am deeply grateful to each of my clients for trusting me with one of the most significant financial decisions of their lives. It’s incredibly fulfilling to see them return to me for help with their family members, friends, and colleagues. This cycle of trust and referrals is the highest compliment I can receive, and it affirms my commitment to providing exceptional service and expertise.
My professional philosophy is grounded in the values my parents instilled in me: honor, respect, and honesty. These principles guide every interaction I have with my clients, ensuring that I approach each situation with integrity and humility. I believe that by upholding these standards, I can build trust and foster long-lasting relationships with those I serve.
Expertise Across a Range of Mortgage Solutions. Over the years, I have accumulated extensive knowledge and experience across a broad spectrum of mortgage solutions, including:
Purchases and Down-Payment Assistance: Helping first-time home-buyers and repeat buyers find the right financing options.
Refinances: Assisting homeowners in reducing their monthly payments or accessing equity.
Investor Loans: Guiding investors through the complexities of financing rental properties.
Construction and Renovation Loans: Facilitating the financing for new builds and home improvements.
Government-Sponsored Loans: Specializing in FHA, VA, and USDA loans.
Non-QM Loans: Providing solutions for unique circumstances such as bank statement loans, DSCR (Debt Service Coverage Ratio) loans, and ITIN (Individual Taxpayer Identification Number) loans.
Each layer of knowledge I’ve gained has been with one goal in mind: to serve you better.
Let's Open the Door Together
Whether you’re buying your first home, refinancing your current mortgage, or investing in real estate, I am here to guide you every step of the way. Let’s work together to open the door to your future.
Thank you for considering me as your trusted mortgage advisor. I look forward to helping you achieve your financial goals and building a relationship that lasts a lifetime.
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.
