Down Payment Assistance

Are you ready to buy a home? Have great credit but don't have the funds for the down payment or closing costs? Have buying power but lack the funds to purchase a home? A Down Payment Assistance Program may be the answer to helping you get into a home and stop renting! These programs typically reduce your out of pocket expense at closing. 

TSAHC/TDHCA down payment assistance are state-wide programs Texans use to help purchase a home that provides the necessary funds for the down payment and/or closing costs. These programs can typically be used with Conventional, VA, FHA and USDA loan programs.   

Loans w/Down Payment Assistance:

• Credit scores as low as 620
• Debt to income ratio with AUS approval or depending on program guidelines
• FHA manual underwrites allowed up to 43% DTI with no additional fee (640 credit score may be required)
• Income limits vary by county and program
• 2%, 3%, 4% and 5% down payment assistance may be available
• Rates for the program vary depending on the amount of down payment assistance you choose and rates can change daily
• Grants and Forgivable 2nd liens

*To view current TSAHC down payment assistance interest rates:

https://www.tsahc.org/home-buyer-programs#Interest_Rates

*Take the down payment assistance eligibility quiz to see if you qualify:

https://www.tsahc.org/homebuyers-renters/take-the-eligibility-quiz

*Find out what the down payment assistance income limits are where you live in Texas:

https://www.tsahc.org/public/upload/files/general/2020_Combined_Income_Purchase_Price_Limits.pdf

*List of approved home buyers education providers:

https://www.tsahc.org/public/upload/files/general/Approved_Home_Buyer_Education_Providers.pdf

*Find out more about TDHCA down payment assistance programs.

https://thetexashomebuyerprogram.com/

*Find out more about the City of San Antonio down payment assistance programs

https://www.sa.gov/Directory/Departments/NHSD/Housing-Support/Homeowner-Support/HIP

***other restrictions may apply. see full program guidelines for more information or contact one of our loan officers for more information and to see if you qualify. Ask one of our loan officers for other specific local programs to your city if not listed above. 

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We service the great state of Texas and includes but is not limited to the following major cities.

San Antonio Down Payment Assistance, New Braunfels Down Payment Assistance, Seguin Down Payment Assistance, Laredo Down Payment Assistance, Eagle Pass Down Payment Assistance, Del Rio Down Payment Assistance, Harlingen Down Payment Assistance, McAllen Down Payment Assistance, Brownsville Down Payment Assistance, Houston Down Payment Assistance, Dallas Down Payment Assistance, El Paso Down Payment Assistance, Kyle Down Payment Assistance, Buda Down Payment Assistance, Austin Down Payment Assistance, Plano Down Payment Assistance, San Marcos Down Payment Assistance, Killeen Down Payment Assistance, Temple Down Payment Assistance, Waco ITIN Home Loans, Fort Worth Down Payment Assistance, Lewisville Down Payment Assistance, Grapevine Down Payment Assistance, Irving Down Payment Assistance, Abilene Down Payment Assistance, San Angelo Down Payment Assistance, Odessa Down Payment Assistance, Midland Down Payment Assistance, Lubbock Down Payment Assistance, Amarillo Down Payment Assistance, Texas Down Payment Assistance