Caroline Chi

NMLS # 1115176

254-423-9725

chiknowsmortgages@gmail.com

Caroline Chi Loan Originator

Blog

What Costs Can I Expect as a Home Seller?

What Costs Can I Expect as a Home Seller?

When you bought your house, the fees you paid included the closing costs for your mortgage, your down payment, and maybe some mortgage points. Now that you are ready to sell, there are a few more costs that you need to anticipate. In fact, according to Re

Jan 15, 2020 | Mortgage Advice

3 Things Lenders Don’t Want to See on Your Bank Statements

3 Things Lenders Don’t Want to See on Your Bank Statements

When you take out a mortgage loan, your lender puts a lot of trust in you to repay the loan. Lenders can do this because they do thorough financial background checks on borrowers before agreeing to lend money. Your interest rate will be based on how credi

Jan 01, 2020 | Refinancing a Home Preapproval Credit Purchasing a Home

Merry Christmas and a Happy New Year

Merry Christmas and a Happy New Year

All of us at Southwest Funding LP would like to wish you a very Merry Christmas and a Happy New Year! We hope that 2020 is a year full of happiness, health and prosperity for you and your loved ones. All the Best, Southwest Funding LP

Dec 23, 2019 |

What Fees Are Included in My Monthly Mortgage Payment?

What Fees Are Included in My Monthly Mortgage Payment?

You think you understand how much your mortgage payment is going to be and then your first bill comes. There seems to be more included in your payment than you expected. What are all the fees in your monthly mortgage bill? Mortgage Principal Your mortga

Dec 18, 2019 | Purchasing a Home

How to Cancel FHA Mortgage Insurance

How to Cancel FHA Mortgage Insurance

Mortgage loans made by the Federal Housing Administration can be a huge help to homebuyers without a large down payment. FHA loans require down payments of as little as 3.5%. Traditional loans often require 20%. Yet FHA mortgages come with some strings at

Dec 04, 2019 | Government Loans FHA Loans

Happy Thanksgiving

We would like to thank all of our customers and wish them a Happy Thanksgiving. Please remember if you are traveling, to be safe. We are so grateful that you have managed to stick with us.

Nov 21, 2019 | Happy Thanksgiving Safe Travels