ITIN Home Loan Programs

What is an ITIN loan?

Foreign National/ITIN Loans. Individual tax identification number (ITIN) loans are for people who are not eligible for Social Security numbers. (ITINs are issued to both resident and nonresident aliens for tax-reporting purposes.) ITIN mortgage loans provide an opportunity at home ownership for undocumented immigrants. Neither citizenship or a social security number are required. To apply for an ITIN loan, you may do so using your ITIN number (individual tax identification number).

In-House and Broker ITIN Program Options Available

• Purchase and Rate and Term Refinance/Cash Out Refinance
• As low as 10% down
• Primary Residence/ Secondary/Investment Properties
• 1-4 single family, Condos, Townhomes, Manufactured
• Up to $750,000 Loan Amounts
• Up to 50% DTI allowed
• 600+ Credit Score/No Score or Sufficient Non-Traditional Alternative Credit History
• No Mortgage Insurance
• Reserves may be required
• 12 Month VOR may be required
• Full Doc, 1 year tax returns, 1 year W2 or 1099, 1 year P & L (no bank statements required) or 12 months bank statements
• Passport, ITIN Document, ID or Matricuela (no VISA required)
• Large unverified deposits and gifts may be allowed

**Additional Guidelines Apply. Ask For More Details.

Contact Us Now For More Information

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