DSCR Loans For Investors

What is a DSCR Loan?

A DSCR loan is a type of Non-QM loan for real estate investors and foreign nationals to utilize to purchase property. A DSCR loan is a measure of the cash flow a borrower has to pay against current debt obligations for an investment property. A DSCR loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property's cash flow, without having to verify personal income. 

• Credit scores starting at 640+
• Loan amounts up to $2.5 million
• Up to 80% LTV
• 1st time investors to 75% LTV
• No income required to qualify
• Reserves: 3 months for loan amounts up to $1 million
• No minimum tradelines for borrower with 3 scores
• Not required to source large deposits
• Gift funds may be allowed

*Additional Guidelines Apply. Ask For More Details.

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We service the great state of Texas and includes but is not limited to the following major cities.